OVERVIEW
This opportunity represents a secured investor deal with a developer for a residential project located on Dubai Islands, one of Dubai’s emerging freehold waterfront destinations. The structure is designed as a fixed-income investment rather than a traditional equity participation in development profits.
INVESTMENT TERMS
The developer is seeking AED 75 million in funding for a two-year term at a fixed annual interest rate of 24%. The investor receives monthly interest payments, ensuring stable and predictable cash flow throughout the investment period.
SECURITY STRUCTURE
As collateral, 70–75% of the land plot will be registered under the investor’s name for the full duration of the investment. This provides direct real estate-backed security and significantly reduces counterparty risk. Upon full repayment of the principal and interest, the plot registration is transferred back to the developer.
RETURN PROFILE
– Annual Return: 24%
– Payment Frequency: Monthly
– Return Type: Fixed income
Returns are contractual and not dependent on unit sales, market pricing, or project exit timing.
INVESTOR SUITABILITY
This investment is well-suited for investors seeking high-yield returns with asset-backed protection, particularly those prioritizing capital security, predictable income, and exposure to a prime future development zone in Dubai.
PRIME LOCATION & STRATEGIC VALUE
The project is located on Kalvarijų Street, one of Vilnius’ main arterial roads, benefiting from high daily traffic flow exceeding 20,000 vehicles. This prime positioning ensures strong visibility, excellent accessibility, and seamless connectivity to both the city center and surrounding residential districts, making it an ideal location for a mixed-use development.
PROJECT OVERVIEW
The proposed development is a modern five-storey business center with underground parking and a total built-up area of approximately 3,385 sqm. The layout includes a combination of office and retail spaces, designed to meet the needs of contemporary businesses while maintaining long-term flexibility.
A key advantage of the project is the adaptability of the fifth floor, which can be converted into residential or co-living units, allowing the asset to respond to shifting market demand and maximize overall value.
INVESTMENT POTENTIAL
The project offers multiple investment models, ranging from a stable base scenario focused on commercial leasing to an upgraded architectural model with enhanced glazing and façade design. These options allow investors to balance capital expenditure with projected returns, delivering strong ROI potential supported by efficient construction costs and diversified income streams.
FLEXIBILITY & EXIT STRATEGIES
Investors benefit from a range of exit strategies, including the acquisition of land only, land with approved project and permits, or the development and sale of a completed income-generating asset. This flexibility makes the project suitable for both short-term and long-term investment strategies.
